COMPARISON

BMW 520d xDrive vs BMW M5 PHEV Competition

Full comparison of BMW 520d xDrive and BMW M5 PHEV Competition: specifications, prices, performance and verdict.

BMW 520d xDrive

BMW 520d xDrive

BMW

58.900 EUR

VS

Specifications

BMW 520d xDriveBMW M5 PHEV Competition
Power197 HP727 HP
Torque400 Nm1000 Nm
0-100 km/h7.3 s3.5 s
Top speed233 km/h305 km/h
Price58.900 EUR125.000 EUR
Consumption5.3 L/100km10.2 L/100km
CO2 (WLTP)140 g/km235 g/km
DrivetrainAWDAWD
Seats55
Trunk520 L466 L
Reliability8.5/108.5/10
Battery14.8 kWh
Electric range40 km

Visual summary

Power

BMW 520d xDrive
BMW M5 PHEV Competition

Acceleration (0-100)

BMW 520d xDrive
BMW M5 PHEV Competition

Price ratio

BMW 520d xDrive
BMW M5 PHEV Competition
⚡ Fastest

BMW M5 PHEV Competition

💪 Most powerful

BMW M5 PHEV Competition

⚡ Most efficient

BMW 520d xDrive

Pros and cons

BMW 520d xDrive

  • ✓ Real diesel consumption of 5.3 L/100km
  • ✓ Range of over 1100 km with full tank
  • ✓ Spacious interior with premium materials
  • ✓ BMW OS 8.5 tech with curved display
  • ✓ xDrive AWD for any condition
  • ✓ Smooth 8-speed Steptronic transmission
  • ✗ Diesel engine less exciting than petrol
  • ✗ High price with options
  • ✗ Diesel engine noise when cold
  • ✗ Large dimensions for city parking

BMW M5 PHEV Competition

  • ✓ Brutal acceleration and abundant power
  • ✓ Technological and comfortable interior
  • ✓ M xDrive all-wheel drive for any condition
  • ✓ Daily electric driving possible (up to 40 km)
  • ✗ Weight above 2 tonnes
  • ✗ Very high starting price
  • ✗ High maintenance and tyre costs
BUYING GUIDE

Which should you buy?

Buy BMW 520d xDrive if…

  • → Real diesel consumption of 5.3 L/100km
  • → Range of over 1100 km with full tank
  • → Spacious interior with premium materials

Buy BMW M5 PHEV Competition if…

  • → Brutal acceleration and abundant power
  • → Technological and comfortable interior
  • → M xDrive all-wheel drive for any condition
REAL COSTS IN SPAIN

Real costs in Spain

BMW 520d xDriveBMW M5 PHEV Competition
Insurance€2000€2400
MOT€400€800
Maintenance€450€950
Consumption5.3 L/100km10.2 L/100km
Fuel/year€1391€2678
Total/year€5010€8430
Reliability8.5/108.5/10
DIMENSIONS

Dimensions

BMW 520d xDriveBMW M5 PHEV Competition
Length5060 mm5095 mm
Width1900 mm1973 mm
Height1515 mm1488 mm
Wheelbase2995 mm2995 mm
Weight1905 kg2382 kg
Trunk (seats up)520 L466 L
Fuel tank68 L60 L
FOR THE BUYER

What matters most when deciding

Practical summary based on the two chosen models

🎯

Best for

BMW 520d xDrive: Daily use

BMW M5 PHEV Competition: Performance and luxury

🎯

Drivetrain

AWD vs AWD

🎯

Seats

5 vs 5

🎯

Annual fuel savings

BMW 520d xDrive saves ~€1287/year in fuel (15,000 km).

🎯

Price difference

BMW M5 PHEV Competition costs €66.100 more in purchase price.

⚠️

Insurance + maintenance

BMW 520d xDrive: €2450/year · BMW M5 PHEV Competition: €3350/year (without fuel).

DETAILED ANALYSIS

Complete analysis

Detailed comparison between BMW 520d xDrive and BMW M5 PHEV Competition.

BMW 520d xDrive

Engine type2.0L Inline-4 Diesel TwinPower Turbo
Cylinders4 cylinders
TurboTwin-Turbo
Torque400 Nm
Weight1905 kg
Chassis materialAluminum & Aluminum
Consumption5.3 L/100km
Range968 km
SuspensionDouble Wishbone / Multi-link
DrivetrainAWD
TransmissionAutomatic 8 speeds
Maintenance cost€450
Reliability8.5/10

BMW M5 PHEV Competition

Engine typeV8 Twin-Turbo Hybrid
Cylinders8 cylinders
TurboTwin-Turbo
Torque1000 Nm
Weight2382 kg
Chassis materialAluminum & Aluminum
Consumption10.2 L/100km
Range640 km
SuspensionAdaptive air suspension
DrivetrainAWD
TransmissionAutomatic 8 speeds
Maintenance cost€950
Reliability8.5/10
FEATURES

Equipment and features

BMW 520d xDrive

Exterior

  • LED Headlights
  • Panoramic Glass Roof
  • 18-inch Alloy Wheels

Interior

  • Curved Display
  • Vernasca Leather
  • 3-Zone Climate

Technology

  • BMW OS 8.5
  • Wireless CarPlay/Android Auto

Safety

  • Driving Assistant Professional
  • Parking Assistant Plus
  • Lane Departure Warning

BMW M5 PHEV Competition

Exterior

  • Matrix LED headlights
  • Panoramic sunroof
  • 21-inch alloy wheels
  • M sport exhaust

Interior

  • Merino leather
  • Carbon trim
  • BMW Live Cockpit
  • Curved touchscreen
  • Harman Kardon

Technology

  • Head-up display
  • Wireless charging
  • BMW Digital Key
  • Over-the-air updates

Safety

  • Adaptive cruise control with Stop & Go
  • Lane keeping assistant
  • Emergency braking with pedestrian and cyclist detection
  • Night vision with animal detection
  • 360-degree camera and parking sensors
CONSUMPTION

Detailed consumption

BMW 520d xDriveBMW M5 PHEV Competition
City6.2 L/100km12.5 L/100km
Highway4.8 L/100km8.5 L/100km
Combined5.3 L/100km10.2 L/100km
Calm driving4.5 L/100km9 L/100km
Sport driving7 L/100km15 L/100km
City range968 km640 km
Highway range1250 km941 km
DEPRECIATION

Residual value

BMW 520d xDriveBMW M5 PHEV Competition
After 1 year€47.120 (80%)€100.000 (80%)
After 3 years€40.052 (68%)€85.000 (68%)
After 5 years€31.806 (54%)€67.500 (54%)
INTERIOR TECHNOLOGY

Interior technology

BMW 520d xDrive

Premium materials

High-grade upholstery, wood and aluminium in a sober, well-assembled cabin.

Sport seats

Seats with lateral bolstering, electric adjustment and heating for driver and passenger.

Ambient lighting

LED strips along the dashboard and doors with several selectable tones.

Head-Up Display

Projection of speed, navigation and assistance on the windshield.

Harman Kardon sound

Premium audio system with 16 speakers and surround sound.

3-zone climate control

Independent temperature control for driver, passenger and rear seats.

BMW iDrive 8.5

Curved touchscreen with voice control, navigation and full connectivity.

BMW M5 PHEV Competition

Premium materials

Merino leather, carbon fibre and brushed aluminium on every surface.

Curved displays

BMW OS 8.5 with 14.9" touchscreen and 12.3" digital instrumentation.

Harman Kardon

16-speaker system with 464 W surround sound.

Ambient lighting

Multi-colour ambient lighting with illuminated carbon-fibre panels.

BEST PERFORMANCE

BMW M5 PHEV Competition — most powerful

delivers 727 HP and estimated total cost €6028/year (fuel + insurance + maintenance).

View full review
BMW M5 PHEV Competition
NEWS

Latest news about BMW M5 PHEV Competition

Stay up to date with the latest news about BMW M5 PHEV Competition: launches, updates, market trends and expert analysis.

✓ Latest news
✓ Industry updates
✓ Market trends
✓ Expert analysis
Read news →
FAQ

Frequently Asked Questions

Which is more reliable?

BMW 520d xDrive usually has better long-term mechanical reliability.

Which consumes less?

BMW 520d xDrive consumes less fuel than the BMW M5 PHEV Competition.

Which is better for trips?

BMW 520d xDrive is more comfortable for long trips.

Verdict

BMW 520d xDrive vs BMW M5 PHEV Competition: comparison of power, acceleration, price and fuel economy to help you decide.